Field Credit Officer (Osun)

About the role

Moniepoint is Africa's fastest growing fintech, trusted by over 10 million business and individual accounts, processing billions of Naira in transactions monthly. Our mission is to enable financial happiness for every African, everywhere. As a Field Credit Officer, you would be responsible for onboarding and managing businesses that access our credit products and for growing the loan portfolio while ensuring that all loans are repaid on time.

What you'll do

• Identify and onboard viable businesses within your assigned geographical area to open Moniepoint business accounts.
• Engage customers to ensure optimal usage of accounts to qualify for access to credit.
• Review and approve or decline loan requests by thoroughly analyzing all available data.
• Embark on physical visits to potential borrowers' business places for evaluation of books and turnover.
• Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy, performing loan base.
• Monitor active loan portfolio to ensure continued use of business accounts and timely repayments.

What they're looking for

• Minimum of an OND in any business related discipline.
• Minimum of 2 years' experience in a sales role for credit products in a financial institution.
• Demonstrable knowledge of credit risk analysis.
• Good knowledge of financial analysis is an added advantage.
• Apt attention to details.
• Excellent communication, presentation and interpersonal skills.
• Agility and perseverance.

For applicants in Nigeria

• Location: Osun, Nigeria.
• Work mode: Onsite; Employment type: Outsourced.
• The listing does not state a timezone requirement, pay currency or range, or visa/work authorization notes; confirm details before interviewing.