Field Credit Officer (Ogun)

About the role

Moniepoint is Africa's fastest-growing fintech, trusted by over 10 million accounts and processing billions of Naira in monthly transactions. This field role reports to the Regional Credit Manager and owns onboarding and managing businesses that access our credit products, with a focus on growing a profitable loan portfolio. The role involves applying the 5 Cs of credit and making recommendations before, during, and after disbursement to manage risk and performance.

What you'll do

• Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
• Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit
• Review and approve or decline loan requests by thoroughly analyzing all the data available
• Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
• Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
• Monitor active loan portfolio to ensure continued use of business account and loan repayment performance

What they're looking for

• Minimum of an OND in any business-related discipline
• Minimum of 2 years’ experience in a sales role for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• Good knowledge of financial analysis is an added advantage
• Excellent communication, presentation and interpersonal skills
• Agility and perseverance

For applicants in Nigeria

• Location listed as Ogun, Nigeria; eligibility noted as eligible
• Employment type is outsourced
• Work mode is onsite
• The listing does not state a timezone requirement - confirm before interviewing
• The listing does not state pay currency or salary range - confirm before interviewing