Backend Engineer (.Net)

About the role

Credit Direct is a finance company focused on payments and collections. This role owns building and maintaining backend services for payment processing, reconciliation and integrations with banks and payment processors.

What you'll do

• Develop and maintain backend services in C# and .NET (ASP.NET Core) for payments and collections.
• Build direct debit mandates, repayment workflows and admin configuration features.
• Integrate payment processors and collection channels and standardize responses and failure codes.
• Ensure reliable, reconciled feeds into core banking systems with webhooks, retries and audit trails.
• Design and implement safe retry rules, idempotency and robust error handling.
• Collaborate on routing logic, system integration, testing and deployments.

What they're looking for

• 4+ years building backend services in C# and .NET (ASP.NET Core).
• Strong SQL and relational database design, REST APIs, and background jobs.
• Experience integrating third party payment APIs (Paystack, Flutterwave, Remita, NIBSS or Mono).
• Experience with financial transactions, idempotency, webhooks, retries, reconciliation and audit trails.
• Familiarity with Git, PRs and automated tests.
• Nice to have: direct debit or loan repayment experience in Nigeria, core banking systems, rules engines, Kafka, Docker and Kubernetes.

For applicants in Nigeria

• The listing indicates Lagos, Nigeria as the location and eligibility in Nigeria, so applicants in Nigeria are eligible.
• The timezone expectation is not specified in the listing; confirm during interview.
• Pay currency is not stated; confirm currency and salary range with the recruiter.
• Work arrangement is not specified beyond location; the listing does not state contractor vs employee, confirm during interview.
• Visa or work-authorization notes are not mentioned; confirm eligibility during interview.