Relationship Managers – Digital Lending (Partnerships)

We are looking for a suitable and qualifed candidate to fill this role.

Customer Acquisition & Retention:

• Drive customer acquisition on digital lending products within the Business space.
• Ensure retention of customers within the business space.

Asset Growth:

• Drive loan creation and asset growth within the business space.

Revenue Generation and Growth:

• Drive revenue growth from lending products and solutions within the business space.

Stakeholder Management:

• Liaise with relevant internal stakeholders to ensure viability of the lending products within the business space.

Requirements

Education/ Professional Qualification:

• Minimum of 6-10 years of sales/relationship management of SMEs/Businesses within the Financial services industry. Specifically, Banking or FinTech’s.
• Minimum of 3 to 5 years’ experience of sales/product management within the Digital Lending space.
• Intermediate to Expert knowledge of risk asset creation for SME’s and businesses specifically within the Education, Trading, FMCG and E commerce sectors.
• Intermediate to expert knowledge of credit risk management principles.

Competencies Requirement:

Technical:

• Profound knowledge of credit risk management and lending principles.
• Excellent sales presentation skills. (verbal & written).

Behavioural:

• Entrepreneurial Mindset
• Excellence
• Execution
• Energy
• Empathy
• Evolution
• Emotional Intelligence
• Business Acumen
• Decision-Making
• Result Oriented
• Communication, written & verbal
• Stakeholder Management
• Analytical Thinking
• Managing Risk
• Service Orientation

Benefits

At Credit Direct Limited, we value our employees and strive to provide a comprehensive benefits package that recognizes their contributions and supports their well-being. As part of our commitment to a positive work environment, we offer the following benefits:

Competitive Salary: We offer a competitive salary structure that is commensurate with industry standards and recognizes the skills and experience of our employees.

Quarterly Performance Pay: We recognize and reward exceptional performance. Our quarterly performance pay program allows employees to earn additional compensation based on their individual and team achievements.

Transport Subsidy: We understand the importance of accessible transportation for our employees. To assist with commuting expenses, we provide a transport subsidy to help alleviate the financial burden associated with travel to and from work.

Staff Bus: We offer a convenient and reliable staff bus service for eligible employees, ensuring a comfortable and stress-free commute to the workplace.

Hybrid Work: We believe in providing flexibility and work-life balance. Our hybrid work policy allows eligible employees to work remotely for a certain number of days per week, promoting a healthy work-life integration.

13th Month Salary: As an additional financial benefit, we provide a 13th-month salary to our employees. This extra payment, usually received at the end of the year, serves as a bonus and acknowledges their dedication and commitment throughout the year.

Leave Allowance: We recognize the importance of taking time off for rest and relaxation. In addition to annual leave entitlement, we provide a leave allowance to eligible employees, offering financial support during their vacation time.

Profit Sharing: We believe in sharing our success with our employees. Through our profit-sharing program, eligible employees have the opportunity to receive a share of the company's profits, providing an additional incentive for their dedication and hard work.

These benefits are designed to support our employees' financial well-being, work-life balance, and professional growth. We continuously review and enhance our benefits package to ensure that it remains competitive and aligned with the needs and preferences of our valued employees.