About the role
Moniepoint is ranked in 2024 by the Financial Times as Africa’s fastest-growing fintech, trusted by over 10 million business and individual accounts and processing billions of Naira in transactions monthly. The Field Credit Officer owns onboarding and management of businesses that access our credit products, with responsibility to grow the loan portfolio while ensuring timely repayment. You will assess applications using the 5Cs of credit and make recommendations to management before, during, and after disbursement to guide action in several economic scenarios.
What you'll do
- Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
- Engage customers to ensure optimal usage of accounts to qualify for access to credit
- Review and approve or decline loan requests by thoroughly analyzing all the data available
- Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
- Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
- Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
What they're looking for
- Minimum of an OND in any business-related discipline
- Minimum of 2 years’ experience in a sales role for credit products in a financial institution
- Demonstrable knowledge of credit risk analysis
- Good knowledge of financial analysis is an added advantage
- Must be resident in Abia - Ohafia, Osisioma, Abia North, and Abia Central
For applicants in Nigeria
- Hiring regions/eligibility: Must be resident in Abia - Ohafia, Osisioma, Abia North, and Abia Central
- Timezone expectations: The listing does not state a timezone requirement - confirm before interviewing
- Contractor vs employee: Outsourced role, onsite work
- Pay currency/range: The listing does not state a pay currency or salary range - confirm during interview
- Visa or work-authorization notes: The listing does not state visa or work-authorization requirements
Summarized by RemoteWork from the original listing. Always confirm details on the employer’s page.