Field Credit Officer (Imo)

About the role

Moniepoint is Africa’s fastest-growing fintech, trusted by over 10 million business and individual accounts and processing billions of Naira in transactions monthly. As a Field Credit Officer, you would onboard and manage businesses that access our credit products and help grow the loan portfolio while ensuring repayments. The role reports to the Regional Credit Manager, is outsourced and onsite in Imo, Nigeria.

What you'll do

• Identify and onboard viable businesses within assigned area to open Moniepoint business accounts.
• Engage customers to ensure optimal usage of accounts to qualify for credit.
• Review and approve or decline loan requests by thoroughly analyzing data.
• Embark on physical visits to potential borrowers for evaluating books, inventory and turnover.
• Meet gross loan portfolio targets and maintain a healthy, performing loan portfolio.
• Monitor active loan portfolios to ensure continued use of accounts and repayment performance.

What they're looking for

• OND in any business related discipline.
• Minimum of 2 years' experience in a sales role for credit products in a financial institution.
• Demonstrable knowledge of credit risk analysis.
• Good knowledge of financial analysis is an added advantage.
• Excellent communication, presentation and interpersonal skills; strong attention to detail and analytical abilities.

For applicants in Nigeria

• Location is Imo, Nigeria; onsite and outsourced employment.
• The listing does not state a timezone requirement. Confirm before interviewing.
• The listing does not state visa or work authorization notes.
• Pay currency or salary range is not specified.
• Eligibility is listed as eligible.